storm damage restoration

Does Renter’s Insurance Cover Water Damage?

Renter’s insurance covers an individual’s personal property for a great many things from fire and theft to wind and water damage. There are also many things that it may not cover, depending on the circumstances.

The basics of renter’s insurance is that it covers the cost of damage to the renter’s personal property only. It will typically cover the cost of hotel and living expenses if the home is destroyed until the renter can find another place to live.

It may also cover personal property damage from storms, for instance, if a window is broken and rain enters. Individuals aren’t covered, however, if they leave a window open during a storm or if a storm is forecast and the renter still leaves the window open.

In the event of flooding or sewer back-ups, even if the landlord has insurance on the structure, it covers his/her losses only and the protection isn’t extended to the renters. The landlord is expected to maintain the property in good condition. It’s just one of the reasons that individuals need to have their own insurance coverage.

Renters insurance will cover the cost of common mishaps such as burst pipes or a leaky water heater. In multi-story dwellings, renter’s insurance will pay for damages to personal property if a roof leak occurs or from water that leaks into a lower apartment through the ceiling. Coverage won’t be extended from water seeping up from underground.

Water damage as the result of flooding won’t be covered unless the renter has a separate flood policy or endorsement. Damage from backed up sewers may or may not be covered. Renters are expected to report a sewer problem to the landlord before a toilet can overflow and cause damage. If the renter doesn’t inform the landlord, any damage to personal property may not be covered.

Headquartered in Boca Raton, Florida Rapid Restoration is South Florida’s #1 restoration company in the disaster relief industry. With 24/7 emergency services we have provided thousands of clients with emergency restoration services throughout Boca Raton, Palm Beach, Miami Dade, Broward,  and Port St. Lucie Counties. We offer property restoration, mediation and, repair for water damage, mold removal, fire, smoke and biohazard removal services throughout the entire South Florida area.

We are a Licensed Commercial and Residential Emergency Restoration Contractor.

Whether it’s your home or office that’s been affected by water damage, fire, smoke damage, or mold, contact Rapid Restoration Recovery, Inc.

TODAY at: 561-344-5070

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Preparing your Home to Minimize Storm Damage

Even a small storm can result in damage, but South Florida homes are subject to hurricanes that are much stronger and destructive. To minimize damage, it’s essential that you have a plan in place to prepare your home to minimize the damage, even if you don’t live on the leading front of a storm. Flooding and flying debris can affect homes farther inland and severe weather can spawn tornados.

Windows

Put up shutters if you have them or board up the windows with plywood. Don’t wait until the last minute, as plywood will be in short supply due to others boarding up their own windows. Another option is installing impact glass. It spiders and splinters like glass in windshields, but won’t break and fall from the frame.

Flooding

If there’s a danger of a storm surge, flooding, you live in a low area, or on an inland lake, sandbags placed around a home can aid in minimizing water entry. It’s also a good idea to check your roof for damaged tiles. Keep gutters cleaned to ensure that water flows freely and won’t back up under roof tiles.

Outdoor Items

Place patio furniture, children’s toys, trash cans and similar items in a garage or storage building to prevent them from blowing around and causing damage to other homes. Park vehicles in the garage and make sure outbuildings and garages are locked.

Yard Debris and Plantings

Have leaf piles cleared away that can block drains. Make sure you have any damaged tree branches or limbs trimmed to prevent them from becoming wind-blown projectiles. If you have coconut trees, make sure the fruits are removed. It’s a good idea to remove the produce from any type of fruiting tree.

Go Bag

You may be required to evacuate during a hurricane or shelter in a basement during a tornado. Keep a go bag ready for your family and any pets. The State of Florida and Red Cross websites provide a list of essential preparedness items and quantities to keep on hand.

Headquartered in Boca Raton, Florida Rapid Restoration is South Florida’s #1 restoration company in the disaster relief industry. With 24/7 emergency services we have provided thousands of clients with emergency restoration services throughout Boca Raton, Palm Beach, Miami Dade, Broward,  and Port St. Lucie Counties. We offer property restoration, mediation and, repair for water damage, mold removal, fire, smoke and biohazard removal services throughout the entire South Florida area.

We are a Licensed Commercial and Residential Emergency Restoration Contractor.

Whether it’s your home or office that’s been affected by water damage, fire, smoke damage, or mold, contact Rapid Restoration Recovery, Inc.

TODAY at: 561-344-5070

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storm damage

What to do After Storm Damage

Damage resulting from a storm can affect individuals in multiple ways, depending on the severity of the storm and the surrounding environment. Severe storms can arise with little warning in South Florida, resulting in flooding, wind damage and tidal surges not associated with hurricanes. Cleanup can seem like an overwhelming task and that’s when the services of a restoration and recovery company is invaluable.

When storm damage occurs, the first thing people typically do is call their insurance company. However, the insurance agency won’t be able to address the immediate needs that individuals have. A professional remediation service will immediately arrive on-site and implement temporary measures to secure windows, doors, the roof and other access points to prevent unauthorized entry.

Stop Mold Growth

It’s imperative that any water damage be dealt with quickly and efficiently. Mold can begin to grow in damp humid conditions within a few hours. A storm damage remediation team uses multiple methods to remove water and dry the premises.

One of the advantages of working with a restoration company is that they have advanced technological treatments and techniques that enable them to salvage many types of possessions ranging from furnishings to expensive electronics. They’ll inventory, pack up, and remove any items to be treated.

Professional cleaning

Possessions are cleaned, sanitized, deodorized, and treated to remove water and any mold growth that occurred. The specialists even provide storage for treated items until they can be safely returned to a home or business. The task of cleaning up after storm damage isn’t a problem with remediation professionals. They’ll ensure that damage to structures is repaired and provide waste and debris removal.

The services of a storm damage remediation team provide a one-stop resource for cleanup and restoration when storm damage occurs. They work directly with insurance agencies to the specifications of policies until the damage is repaired. Remediation teams alleviate stress and provide clients with peace of mind.

Headquartered in Boca Raton, Florida Rapid Restoration is South Florida’s #1 restoration company in the disaster relief industry. With 24/7 emergency services we have provided thousands of clients with emergency restoration services throughout Boca Raton, Palm Beach, Miami Dade, Broward,  and Port St. Lucie Counties. We offer property restoration, mediation and, repair for water damage, mold removal, fire, smoke and biohazard removal services throughout the entire South Florida area.

We are a Licensed Commercial and Residential Emergency Restoration Contractor.

Whether it’s your home or office that’s been affected by water damage, fire, smoke damage, or mold, contact Rapid Restoration Recovery, Inc.

TODAY at: 561-344-5070

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Don’t let Storm Damage Overwhelm You

Storm damage can be just as overwhelming and traumatic as a fire and you may initially find yourself at a loss as to how to proceed with recovery and restoration. That’s when hiring a professional restoration company can help, providing an invaluable resource. The company will take care of all the pertinent details and do so in the correct order to put clients’ minds at ease.

Storm damage can take many forms and can require the removal of tree limbs, repair of numerous areas of the home, removal of furnishings, and the treatment of salvageable possessions. A recovery and restoration company will be able to perform all those tasks and works directly with insurance companies to save individuals and insurers time and money.

There are multiple types of storms to which you can be subjected in South Florida ranging from summer squalls to hurricanes. When a structure is involved, there will be water damage and the addition of high winds can amplify the devastation. Mold will quickly begin to grow in the damp conditions creating unhealthy conditions.

Storms can arise quickly, giving you little time to secure items in the yard that can cause damage and become flying projectiles. Damage can occur from a variety of sources that includes tidal surges, wildfires, hail and tornadoes. While cold weather and freezing temperatures aren’t usually a problem, there have been historic freezes that resulted in substantial damage.

A recovery and restoration company has the resources and training to help in all phases of cleanup, repair structural damage, and treat the premises for mold that can begin to flourish in as little as 24 hours. The company will remove any of your salvageable possessions and furnishings to treat them with high-tech techniques to remove water, stains, odors, and mold.

With the services available through the highly trained professionals of a restoration and recovery company, storm damage will be alleviated quickly and efficiently. When homes and businesses sustain storm damage, a restoration team will provide multiple services and peace of mind to ease your trauma.

Headquartered in Boca Raton, Florida Rapid Restoration is South Florida’s #1 restoration company in the disaster relief industry. With 24/7 emergency services we have provided thousands of clients with emergency restoration services throughout Boca Raton, Palm Beach, Miami Dade, Broward,  and Port St. Lucie Counties. We offer property restoration, mediation and, repair for water damage, mold removal, fire, smoke and biohazard removal services throughout the entire South Florida area.

We are a Licensed Commercial and Residential Emergency Restoration Contractor.

Whether it’s your home or office that’s been affected by water damage, fire, smoke damage, or mold, contact Rapid Restoration Recovery, Inc.

TODAY at: 561-344-5070 

Read more